Key Features of Health Insurance Policy

cashless treatment

It is common that every health insurance company has some hospitals in its network. The advantage of Thesis Hospital is that you do not have to pay from your pocket if you get admitted in these hospitals.

pre and post hospitalization

You will definitely love this feature as it provides coverage on both pre and post hospitalization charges for a period of 30 to 60 days depending on the plan purchased.

ambulance charges

Having this add-on features, you do not have to worry about the transportation charges. This will be handled by the insurer.

no claim bonus

Another add-on benefit, you will definitely get this benefit for every claim free year. This can be in any form, either an increase in the sum assured or a waiver of the premium.

medical check-up

Free check-ups are provided by some insurance companies.

tax benefits

As per the tax system of India if you are paying a premium amount then you are eligible to get tax refund under section 80D of the Income Tax Act to a maximum value of Rs 25000 for Indians in the age group of 18 to 50 years are liable and Rs.30000 for senior citizens


Under this feature, you can reduce the premium amount. Medical insurance offers a co-pay option in which a pre-determined amount of unpaid deductible mentioned in the policy is to be paid by the policyholder

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