Key features of Tata AIG Motor Insurance Plans
Third-party liabilities
Third-party liability arises when the vehicle causes accidental damages to third-party property or vehicle or injuries to a third-party person
Theft
Tata AIG would reimburse you the insured declared value of the vehicle under the comprehensive insurance policy if your vehicle is stolen or has suffered total damage due to an accident
Damages due to man-made calamities
Losses or damages caused by terrorist attacks, riots, malicious man-made activities, strikes, etc. are covered under comprehensive motor insurance cover or own damage cover
Damages due to natural disasters
Tata AIG motor insurance policy provides financial protection against damages caused due to natural disasters like floods, cyclones, earthquakes, snowfall, frost, etc.
Damages due to fire
Fire damages resulting due to self-ignition, explosion, lightning and so on are covered.
Damages caused to vehicles by an accident
Damages suffered by an insured vehicle in an accident are also covered under a comprehensive and standalone own-damage insurance policy
Damages incurred in transit:
Losses or damages incurred while moving the vehicle from one location to another through roadways, railways, waterways, airways, etc
Personal accident cover
Personal accident cover of 15 lakhs to the owner-driver is offered under a motor insurance policy for reimbursement of medical expenses incurred for injuries resulting due to an accident.